Regional Cleared:Scaling integrated GHS ↔ USDC bilateral settlement rails across AfricaExplore now
P
PATH/ OTC
Smart Contract Escrow • Non-Custodial

Make OTC settlement
move.

You find the counterparty. You agree the rate. PATH handles the settlement. Built for bilateral OTC transactions to completely eliminate unilateral execution risk.

SYSTEM TOPOLOGY • ESCROW RAIL
Bilateral Escrow Mechanics
PARTY A (Alice)
DIGITAL ASSET DEPOSITOR
5,000 USDC
Wallet: GABC...789K (Approved)
Deposited into Escrow
SETTLEMENT ESCROW
SMART CONTRACT
Dual-Condition Lock
Deposit:5,000 USDC ✓
Fiat Bank Wire:GHS 100,000 Verified
Strict Whitelist: Releases ONLY to Bob
PARTY B (Bob)
FIAT WIRE PAYER
GHS 100,000
Wallet: GDEF...456X (Approved)
Fiat Fulfilled & Cleared
Trusted by frontier desks & operators:
STANDARD CHARTERED•MONIEPOINT AFRICA•CHIPPER CASH•WAVE FRANC ZONE•YELLOW CARD OTC
INFRASTRUCTURE

The end-to-end OTC settlement platform

Institutional-grade escrow ensuring neither party is exposed to counterparty default, market slippage, or settlement delay.

Dual-Lock Control

Both parties pre-fund and lock settlement parameters. Zero delivery-versus-payment execution risk.

Trade Privacy

Bilateral negotiations stay confidential. No public order books or predatory front-running.

Real-Time Telemetry

Immutable event trail tracking deposits, bank payment receipts, and on-chain release hashes.

Modular Architecture

Built to connect manual operator confirmations now, and automated banking APIs in the future.

HOW IT WORKS

Simple 4-step settlement pipeline

Safe bilateral execution for high-volume OTC counterparties.

CLICK STEPS TO PREVIEW PROTOCOL STATES
LIVE EXEMPLAR • 4-MINUTE BILATERAL TRADE
SETTLEMENT REF: #PATH-001
OFF-CHAIN AGREEMENT
GHS 100,000 ↔ 5,000 USDC
Rate: 20.00 GHS / USDC
ESCROW VERIFICATION
Deposit Confirmed (Ledger #48291)
Cryptographic Escrow • Fully Auditable
RELEASE HASH
0x9f4a...e31b7c89
Dispatched to Bob's Approved Wallet
No third-party settlement permitted • Destination wallet strictly locked100% Non-Custodial
NEUTRALITY FIRST

Engineered for pure clearing.
Never market making.

PATH is not an exchange or a liquidity pool. We do not take proprietary trading positions, hold user private keys, or trade against our participants. We are the trusted execution protocol.

Bilateral Settlement

Direct trades between identified, KYC-verified counterparties only.

No Counter-Trading

PATH never takes proprietary trading positions or executes against customers.

Non-Hypothecation

Assets remain locked in decentralized smart escrow until all settlement conditions are verified.

Pure Settlement Layer

Specialized execution infrastructure leaving price discovery to participants.

CORRIDORS

Global liquidity rails built for frontier OTC

Active settlement corridors and planned expansions.

CORRIDORRAILSAVG SETTLEMENTSTATUS
GHS ↔ USDCGhana Bank Wire / MoMo + Smart Escrow< 5 minsPRODUCTION READY
NGN ↔ USDCNIP Direct Rails + Smart Escrow< 3 minsTESTNET
KES ↔ USDCM-Pesa Business + Smart Escrow< 4 minsTESTNET
ZAR ↔ EURC/USDCEFT Interoperability Rails< 8 minsQ3 2026
START SETTLING

Get started with PATH.

Connect with our team to onboard your institution and execute your pre-agreed bilateral trades with cryptographic escrow safety.

STRICT KYC ONBOARDING • PRE-APPROVED WALLETS ONLY